Focus on providing complete protection from exposure...Insurance

The first of January will be the start of a new era in terms of life insurance policies . The new guidelines will sell products to the industry . The emphasis is on traditional insurance

Policies IRDA . The whole industry is going down with the same preparation . I think that would be the first since January , consumers have more choices and will accelerate the pace of the insurance industry .

IRDA's new product will conform to all Disardireon . Also we will debut the new plan . There are three brand new plan application to IRDA . It will replace some of our major products . A term plan which will be more riders . The products have been designed to be flexible enough so that the consumer can take advantage of it to their needs . Monthly Income Scheme is going to get your first plan . On receiving approval from IRDA, we will present in this market . Also in the pipeline is a child plan . Money-back option we put in it . All products approved, the IRDA will be launched in a month .

ULIP plan was never affect our sales . There are still many ULIP plans in our portfolio and client are taking them . We never felt no difficulty in this regard . Our products have a total stake of ULIP sales . Indeed ULIP success is a major contribution to better management of the Fund . Now you also have a choice of health plans with life insurance .

Of course we are working on this segment . We have a plan right now is health assurance name . The new plan has been under consideration . We hope that life insurance products in the market , will soon also will feature Jinmn health insurance . Similar product designed for customers who are looking to them to provide more protection .

Basic requirements of life Insurances Of different Types

Over time, the basic requirements of life changes.

Micro insurance By the Working Group Insurance Company among people from different insurance should be. In this case the person changes jobs are at risk of ending life insurance cover. On leaving the company to meet all benefits under group insurance are over.

10-15 times the annual income of  life  term plan should be covered. Nowadays most people are salaried or buy Home loan extension to the house. If taken separately Home loan Home loan Term insurance is good to have the option.

LIC for life cover of Rs 50 lakh over the life of the policy can be invaluable. If you want low premiums for Term Life Insurance Plan by bike. Protect Term Plan, ICICI Prudential came online at the lowest premium policy provides.

LIC invaluable in public companies and private companies, ICICI Prudential Life Fixed Term Plan, Aviva Life Shield, Aegon I term term plan to protect and MetLife are good. On the basis of these life insurance premium can choose your choice.

Adding additional rider with a term plan may help in an emergency situation. Term plan with return of premium rider take a little extra to get more benefits.