Significant Advice on Financial Planning

Bring your goals in a first direction . After that deadline, consider the cost to each target . To meet long- term goals and invest in equity , while the short -term goals should invest in debt funds . Also ensure family safety , given a family floater plans , which cover should be around Rs 8-9 lakh . To achieve all the goals you have to invest Rs 27,000 per month . Goals is the best option to invest in mutual funds , it is the only choice . Click to Protect Term Plan and ICICI Prudential HDFC Life Care Plan can take any of them .

 Existing investment in 20 years you can add up to Rs 1.65 lakh . Making it clear that it will be easy to achieve your retirement goals . But there are other goals other than retirement , they also start planning .

Goals to invest in equity funds . By closing the LIC policy, it would be better to put money into mutual funds . The term plan of Rs 25 million is not enough for you to review . Plan should take 10-12 times the amount of annual income .

Give proper Direction to Financial Planning

At only 30 years old you are planning to invest so it is quite commendable . You have enough time to accomplish your goals . If you have made the investment strategy, but it is in the right direction . The first 6 months of expenditure created the Emergency Fund . After that you have enough to cover only 50 million rupees , its review. Thereafter the interest of safety of the family take a family floater plan . The 30- year retirement to raise Rs 2 crore have to invest Rs 6,000 per month . 5 years at home for years to achieve Rs 6-7 lakh to Rs 6,000 per month to be invested . LIC's Jeevan policy can stop and enjoy the simple life , and put the money in a fund may be appropriate.

You only have 8 years to achieve the goal of retirement . So, you need to reshuffle their portfolios significantly . Starts at Rs 2,000 to RD icici

Balanced Fund . PPF investment is right Keep it up . Further review of mutual funds in the portfolio , the fund not right , leave him . With the right strategy continue to upgrade existing investment objective will be achieved .

 Set your goals before investing . After the deadline set goals and then make the same investment strategy . If you 're confused about investments can also take the help of a financial planner . Balancing risk and profitability of the asset allocation remains . The first 10 times the annual income of the Plan provides for an equivalent amount . Apollo Munich and Max Bupa Health Plan as the Plan may choose .

The Banking System ......Stable?

RBI has released its Financial Stability Report . RBI during the past 6 months increased risks to the banking system . Qi 3 in the U.S. Current Account Deficit Reduction to reduce delays to India got a chance .

RBI believes that the forthcoming elections could be uncertainty in the economy , a stable government in the economy chugging along . Signs of improvement in the economy , yet the pace of growth is sluggish . By September 2014 the Bank's NPA is estimated to be 4.6 per cent , 4.4 per cent to March 2015 the NPA of banks .

Chowdhury says


RBI in the 3rd quarter report of possible changes in the economy . Since the RBI to cut rates in the country is more than just inflation rates can maintain their rising trend . RBI traditional policy of the Bank of Japan could take something out of the decision .

RBI has made ​​it clear that the exemptions for certain sectors to be announced . RBI keeps an eye on liquidity and will work on measures to maintain growth .