Some Tips For New Mutual Fund Investors

First time investors in mutual funds to invest in conditions of incomplete information , and mostly they are affected by incoming uncertainties . But investing in mutual fund market timing are more important things should be kept in mind .

First, take care

An ambitious unit holder should first decide how he 's Portfolio ( Portfolio ) wants to build . In other words, should the decision to grant him the right to own property . These asset allocation (asset allocation) is called . Asset allocation is the way that it determines how you put your money in various investments which are appropriate mix of asset classes .

Asset allocation rules that limited the investor 's age , the percentage of your portfolio should have as much money as your age . For example - if the investor is 25 years old, a 25 % debt (debt instrument) and the need to balance equity .

In reality , each person is different according to the different circumstances and financial condition may be needed investment allocation . To understand asset allocation , you should be aware of many factors - such as age , occupation , number of family members , etc. to you . In general, the more you are young you can equally risky investments which yielded better returns .

How to select the right fund

Remember to select the right fund - the key to choosing the right funds and their investment theory depends on the stability of returns . You choose the right fund is suitable for your needs , consider the following points to ensure that :

• Set your financial goals .

• you are investing for your retirement ?  enough for their child's education ? , Or for current income ?

• Consider your time frame . Do you want money in three months or three years ? , The more detailed your schedule , the more exposure you will be able to raise investment .

• What do you think about taking risks ? The possibility of higher returns you to the ups and downs of the stock market are in a position to tolerate ? You Must your own risk appetite should know about , a guide to choosing the right plan can be invested . Remember , without concern for potential returns if you are not comfortable with a particular asset class, then you should consider other investment options .

• Keep in mind - all these factors have a direct impact on the funds you choose and affecting the returns you expect to receive .








Fund candy

• Diversified Equity Fund
• Index Fund
• Opportunities Fund
• Mid Cap Fund
• Equity Linked Saving Schemes
• Sector funds such as auto , Health Care , FMCG , banking , I. T etc.
• Balanced funds invest 100% in equity for those who want to risk


( If chosen correctly, then the Top may perform better than other asset classes ) .


If you dare to take the risk with a long -term investor returns and are looking to beat inflation and equity funds is a top choice . Equity and equity oriented mutual fund schemes of various kinds (see Fund candy ) serves . Diversified fund investments would be appropriate to start with and gradually the area of ​​credit risk and you can also ventured into the special fund .

Track

Czech fill in application forms and write just is not enough . How your investments are performing , it is equally important to keep an eye on . A qualified and professional investment advisor , you make the right decisions and measure the performance of your investments may help both . Additionally , you should also know that you own with little help, how can these sources .

Fact sheets and newsletters

Mutual fund fact sheet and newsletter published monthly and quarterly information including the Portfolio , the Fund managed by the Report on Plans and their performance of figurs .

Newspapers

The sale of mutual fund schemes in the pages of newspapers , NAV and redemption price information. Also there are other economic analyzes and reports .

Remember

It is important to check the information for you . Thoङa little time to get it , you just have to spend to analyze and understand information . To increase your chances of investment success is required . If you spend your time making money, he spent a cent on it then it will be good start . Most of these funds in order to choose the right bike with the help of a professional adviser to the SIP ( Systematic Invest Plan ), STP ( Systematic Transfer Plan ) , and time to get the right mix of investments .

Some Tips For New Investor In Mutual Fund

But investing in mutual fund market timing are more important than things should be kept in mind .

First of all, take care

An ambitious unit holder should first decide how he 's Portfolio ( Portfolio ) wants to build . In other words, should decide to grant him the right to own property . These asset allocation (asset allocation) is called . Asset allocation is the way in which it determines that you put your money into various investments which are appropriate mix of asset classes .

Asset allocation rule that says property investors who are too old , the percentage of your portfolio should have as much money as your age . For example - if the investor is 25 years old, a 25 % debt (debt instrument) and the need to balance equity .

However, in reality , each person is different according to the different circumstances and financial condition may be needed investment allocation . Understand asset allocation , you should be aware of the many factors - such as age , occupation , number of family members , etc. to you . Generally the more you are young you can put as much riskier investments which you get better returns .

How to choose the right fund

Remember to select the right fund - the key to choosing the right funds and their investment theory depends on the stability of returns . You choose the right fund is suitable for your needs , consider the following points to make sure that :

• Set your financial goals .

• you are investing for your retirement ? Yha experience their child's education ? , Or for current income ?

• Consider your time frame . Do you need money in a time of three months or three years ? , As wide as your time will be eligible to take more risk in the investment .

• What do you think about taking risks ? The possibility of higher returns you to stock market fluctuations are in a position to afford ?

• Keep in mind - these are all factors affecting direct impact on the funds you choose and what return you expect to receive .

 Fund candy

• Diversified Equity Fund
• Index Fund
• Opportunities Fund
• Mid Cap Fund
• Equity Linked Saving Schemes
• sector funds such as auto , Hnlth Care , FMCG , banking , etc. I. T
• Balanced Fund invests in equity for those who want to risk 100 %


( Go chosen correctly , they can give better returns than other asset classes ) .


Different types of mutual funds and equity -based plans (see Fund candy ) serves .

Watch

Just fill in the application form is not enough to write and Czech . How your investments are performing , it is equally important to keep an eye on . A qualified and professional investment advisor you make the right decisions and measure the performance of your investments may help both . Additionally you should also know that you own with little help how can these sources .

Fact sheets and newsletters

Mutual fund fact sheet and newsletter published monthly and quarterly information including the portfolio , and performance of schemes managed by the Fund Manager report is published .

Website

Website of mutual fund performance statistics , daily NAV ( net asset value ) , Fund Fact Sheet , which provides quarterly newsletters and press clippings etc. . The Association of Mutual Fund in India (AMFI) website also contains information about daily and historical NAV has other plans .

Newspapers

Sale of mutual fund schemes in the pages of newspapers , NAV and redemption price information. Also there are other economic analyzes and reports .

Remember

The information is very important to keep accurate information for you . you just have to spend the time to analyze and understand information . Your investment is needed to improve the chances of success . If he spends as much time as you earn money to spend a cent on it , then it would be a good start . Most of these funds is a professional consultant help choosing the right bike for the SIP ( Systematic Invest Plan ), STP ( Systematic Transfer Plan ) , and one-time investment to get the right mix .

Sip Funda For Everyone

It is true that the best returns in the long run, it is in a  equity. Indian stock market or global, fluctuation keep coming. Wise investors through its wealth is earned.

A common investor in the stock market over a period of five years, the best source of equity mutual fund investments. Management of mutual funds to professional fund managers. They also have a team of research to suggest. Investment in various sectors and stocks are low because of these risks. Climbs - this way of investing in mutual funds in a falling market has proven to be quite effective. It is because investors are able to get better returns in the long run.

Systematic Investment Plan in view of the growing trend towards investors Systematic Asset Management investment companies also have various options. Monthly Sip, mini Sip, daily Sip, top-up Sip, Flexi Sip Sip etc. are the different types available.

Daily Sip

Under Sip daily while you invest a fixed amount per day to buy some units. Market fluctuation is more effective given daily Sip In the case of monthly cost averaging Sip this embodiment may prove more effective.

It was first launched Bharti AXA Mutual Fund. Bharti AXA Investment in daily Sip minimum period is one month. Given the success of daily Saipi many other asset management companies are also offering daily Sip.

Aidifsi Sip he daily minimum amount of Rs 2,000, Rs 300 Bharti AXA Mutual Fund can be Sip daily. Sundaram Mutual Fund Daily Sip are not available, but investors can take advantage of the convenience of weekly Sip.

According to sources, daily and monthly returns Sip does not matter any more. On the other hand, in terms of daily ECS banks charge you. He also relatively difficult to track investments. Bharti AXA daily Sip can invest a minimum of Rs 300. On a monthly basis you can invest a minimum of Rs 5,000. Get daily Sip continue long into the hands of every investor does not matter.

Sip small and big dreams:

The person does not have to be rich to invest. Even a common laborer is saving and investing for your future needs. Investing in mutual funds income investor could not therefore, because it was the minimum amount of investment is not their forte. SBI Mutual investors to fund micro Sip introduced under which the investment is Rs 100 per month. SBI Mutual Fund is a minimum fixed term of 5 years. SBI Mutual Fund - Semi-urban and rural areas for its marketing is taking the help of micro-finance institutions and volunteer groups. This little Sip enjoys great popularity in the lower income groups.





Apart from SBI, UTI Mutual Fund, Reliance Mutual Fund, Sahara Mutual Fund, Birla Sun Life Mutual Fund and ICICI Prudential Mutual Fund Micro Sip offer, such amount as small as Rs 50 per month can be invested. On the other hand, general Sip minimum amount of investment is Rs 500.

Flexi Sip:

Flexi Sip investors to change the amount of Sip offers.can be.

In the days of market decline, investors may ask for the maximum specified amount invested. If the investor does not give any indication of Sip per month is equal to the amount invested.

Sip top-up:

HDFC Mutual Fund Saipi offers top-up. Investors who want to invest through Saipi Saipi they are given the option of increasing the installment. Saipi predefined amount of time to grow as a fixed amount. Saipi the top - up Saipi while the amount of information is filled in the form. Accordingly, in the first six months and then Rs 5,000 to Rs 3,000 per month can invest such amount.

'Comments:

- Every moment is auspicious to start Sip

- Set your salary after an opportune time

- Do not redeem Sip nervous deterioration in market

- Wait for a long time, can give you the best advantage

- Remember all market risks in Sip

- Disciplined and regular investing is the vehicle Sip

Insure Sip investment insurance:

With some Sip Asset management companies also provide insurance facilities. ICICI Prudential Asset Management Company, Reliance Capital, Birla Sun Life Mutual Fund etc. Sip with investors - also provide life insurance cover. Reliance upon the untimely death of Sip Insure investor in future installments company fills Sip. When mature Sip nominee gets the money.

Birla Sun Life Mutual Fund under the Century Sip maximum cover of Rs 20 lakh is provided under group insurance. The minimum monthly investment amount is Rs 1,000.

The minimum monthly investment amount is Rs 2,000 and the minimum period of three years.

Indian stock market or global, fluctuation keep coming. Wise investors through its wealth is earned.

Complete information associated with mutual fund

But investing in mutual fund market timing are more important than things should be kept in mind.



An ambitious unit holder should first decide how he's Portfolio (Portfolio) wants to build. In other words, should decide to grant him the right to own property. These asset allocation (asset allocation) is called.

Asset allocation rule that says property investors who are too old, the percentage of your portfolio should have as much money as your age. For example - if the investor is 25 years old, a 25% debt (debt instrument) and the need to balance equity.

However, in reality, each person is different according to the different circumstances and financial condition may be needed investment allocation. Understand asset allocation, you should be aware of the many factors - such as age, occupation, number of family members, etc. to you. Generally the more you are young you can put as much riskier investments which you get better returns.



Remember to select the right fund - the key to choosing the right funds and their investment theory depends on the stability of returns. You choose the right fund is suitable for your needs, consider the following points to make sure that:

• Set your financial goals.

• you are investing for your retirement? Or experience their child's education?, Or for current income?

• Consider your time frame. Do you need money in a time of three months or three years? , As wide as your time will be eligible to take more risk in the investment.

• What do you think about taking risks? Remember, without having to worry about potential returns if you are not comfortable with a particular asset class, then you should consider other investment options.

• Keep in mind - these are all factors affecting direct impact on the funds you choose and what return you expect to receive.
 Fund candy

• Diversified Equity Fund
• Index Fund
• Opportunities Fund
• Mid Cap Fund
• Equity Linked Saving Schemes
• sector funds such as auto, Health Care, FMCG, banking, etc. I. T
• Balanced Fund invests in equity for those who want to risk 100%

Different types of mutual funds and equity-based plans (see Fund candy) serves. Diversified fund investments would be reasonable to begin with and gradually the area of ​​credit risk and you can also ventured into the special fund.

Just fill in the application form is not enough to write and Czech. How your investments are performing, it is equally important to keep an eye on. A qualified and professional investment adviser you make the right decisions and measure the performance of your investments may help both. Additionally you should also know that you own with little help how can these sources.



Mutual fund fact sheet and newsletter published monthly and quarterly information including the portfolio, and performance of schemes managed by the Fund Manager Ankङon report is published.



Website of mutual fund performance statistics, daily NAV (net asset value), Fund Fact Sheet, which provides quarterly newsletters and press clippings etc.. The Association of Mutual Fund in India (AMFI) website also contains information about daily and historical NAV has other plans.



Sale of mutual fund schemes in the pages of newspapers, NAV and redemption price information. Also there are other economic analyzes and reports.



The information is very important to keep accurate information for you. Thoङa bit to get it, you just have to spend the time to analyze and understand information. Your investment is needed to improve the chances of success. If he spends as much time as you earn money to spend a cent on it, then it would be a good start. Most of these funds is a professional consultant help choosing the right bike for the SIP (Systematic Invest Plan), STP (Systematic Transfer Plan), and one-time investment to get the right mix.

Good investment strategy tips for every one

Good investment strategy, investors should take care of certain things.

Your investment goals - all you must understand what you aim for so many years, how much money you want.

Equity, mutual funds, debt, PPF, gold or any other investment property and your choice through the goal with all your might.

Please investment asset class.

Your investment strategy should be based on actual facts - rising inflation, changing market conditions, by considering the situation of the country in the future prospects of the investment returns estimate. Today, the same price of Rs 100 the price will not last beyond 5 years.

You are the backbone of the family and you have insurance, health plans, etc. have not taken the whole of the investment strategy is incomplete. Accident and life does not come by telling your family will need money at every turn.

Unmarried ! Investment tips Specially for You

Perhaps you are one of those people who have recently started working and because their income is low. If you want to buy the latest equipment and a car.


Requirements - Your immediate need is to get married and find a partner.

Life in the Middle Ages -

Your loan to buy the house, which means that the advance payment (ङaun Payment), you will need to save. Your long-term goals in life is to make higher education to their children and for their retirement assets may Adding a key.

The choice of input methods -

Short term (5 years) in short-term investments in which you must choose an investment tool to earn money immediately on money needs (ie liquidity) to raise and lower the risk Pङe. Investing in stocks is not a good option for short term because its yield (return) is extremely unstable and prone everyone says your money.

So instead of limited-term investment for stock mutual funds, fixed deposits and other short-term debt are better choices.

Medium term (5 to 10 years):

But right now you probably will not have the liquidity you can not risk your money with much larger.

Also you can put money in balanced mutual fund.

Long term (10 years) -

Investing in stocks is risky for the short term but in the long term it can provide larger benefits. So equity mutual fund is an option which can be considered.


If you buy insurance at a young age can get you a lower premium benefit.

Earn lots of money from mutual funds

As we know from her family is a person's existence. Family safety, happiness and to meet the needs of the household head has primary responsibility. So every decision he should take interest in your family's future. By resolution of the investment safe and happy you can make your family's future.



Expert says that by investing in mutual fund investing investor may submit a good amount. FD, RD such as investment options than mutual funds get more in return. Although the risk is higher than the limit, but equally profitable growth has been observed. But only to the extent of their exposure to investors in mutual funds investment strategy should make.

Ideal Portfolio -

Expert

the investor must be diversified portfolio. Investors in the portfolio of large-cap, mid-cap and small-cap funds should consist of three. Given the risk level of the Fund, investors can also add to your portfolio.

The investor funds in the portfolio of the Fund should not be 7-9.

Mutual Fund investments Is Essential To Fight With Inflation

Association of Mutual Funds of India (AMFI) by placing ads on TV these days, to the mutual fund investors have been trying to attract. New ways to save money on advertising in the form of mutual fund is offered. At the same time, the option of fighting inflation has been reported to investors and market fluctuation has been advised not to be afraid of. Mutual fund investment is a good option. However, it is always a success?

To understand this a mutual fund's performance over the last 5 years must be considered. Mutual fund investors to return to 5 years is enough. Escort Infrastructure, J M Basic, L & T Infrastructure, Escorts Tax Plan, Sundaram CAPEX opportunity

 regular -15.5 per cent in the year to 5 per cent of the returns have -9. SBI Mutual Fund SBI Infrastructure Fund also has a negative return.

The performance of these funds in view of the price of the mutual fund injection would be wrong to say. Without financial advisory opinion from the investment of money in a mutual fund can lose a seat. This problem has been troubling mutual fund investors. Because of this mutual fund investors cash out of the equity of the scheme are.

Not only on the performance of the mutual fund market conditions, the fund manager, but is also dependent Skill. It is wise to be careful when choosing mutual funds.

Financial Planing For your Life And For Your Child Future

Multiply the right financial planning can make your money. Are told that financial planning is important in your life
 Investment for the common man to understand the process, learning is very important. What are the aspects of what is right, what is wrong, how and who - should invest at an early age. Where such returns, what is important to be aware of these things had to take risks. The best stock market returns over the years. There is no such instrument like stock market returns. But investors should take Courage to stay in the stock market.

They retirement, healthcare and education for children and for many things and it is important to invest part of financial planning is very important. Where the investors would think that everyone should invest in order to further their goals were the same lifestyle. Investors stocks, mutual funds, pension scheme, such as PF or Gold individually can invest in instruments.

If the investor would see 20 per cent of its income from the start, almost everyone will be able to achieve. In addition to home loan and education loan debt investors should stay away from each other. Car loans should only be required. Goals should always keep in mind while inflation. Systematic as well as asset allocation and investment is also very important. Keep all the documents properly and make sure your will.
Life is real work to secure my family's financial situation. 3 Life insurance policy you took on the name, but the term is also not covered. So you should take a term plan of Rs 1 crore 25 lakh term plan should take your wife. HDFC, ICICI Prudential Life's I care or you can click to Protect. Endowment  and put money in ULIP insurance for you. ULIP plan that performs well in a long time.

Young and small enough health plan for your family, then you need to take. You can take a family floater health plan. Apollo Munich Optima Restore Plus or Tata AIG Medi prime can also view the plan. Traditional risk cover plan is neither sufficient nor the best return. Cost of 1.5 million rupees equal to 6 months course should prepare an emergency fund. Also you can bank deposits as an emergency fund.

The long-term goal in mind Inflation due to a change in your goals. So you have all your long-term goal would be advisable to invest in equity. Diversified mutual funds you should invest in the Fund through SIP. Considering inflation, the daughter of the studies will aim to Rs 1 crore. In the 16 years to complete, you will need to invest Rs 18,000 every month.
Retirement in 30 years time every month for Rs 8 crore and Rs 26,000 to Rs 8,000 for a married daughter would find. PPF retirement planning for you to keep and share investments. Insert Remove the money you deposit in debt oriented fund company. If you will be using the current investment of Rs 18,000 every month for retirement and you will find.

Color Will Decide the returns of Mutual fund

A relationship of mutual funds could be what color to buy. Yes, it will date 1. Colour of product mutual fund application form you see on the enormous risk associated with the Project.

Now you can see the colors that you should invest in a mutual fund scheme or not. Its scheme since July 1 with the name of the mutual fund company will print colors. The color scheme of the show is so risky.

Would mean that the scheme is yellow-average risk. The MIP money, the balance will be invested in the Fund. And brown color scheme that would indicate that the mutual fund will invest the money in stocks and have the highest risk.

Application of these color codes for mutual fund companies, advertising and all documents relating to the scheme will be on. While some companies say that so many products are not just dispense in 3 colors.

However, experts say that just looking at the coding would not be worth investing in mutual fund schemes, should seek advice from a financial adviser....

Perfect Investment In Insurance,stock market,mutual fund,gold,property For your Life Keeps You Ahead In Market

We should be checking their economic plans that are effective or not these changing times. Over time, reducing your financial responsibilities - keep on growing.

Example - after the wedding comes the responsibility of the individual above his or her spouse. Planning must be for her, so in the future, children education, marriage, retirement, travel abroad are many stops which kept the investment policy is changing.

The expenses should have all of the time. Loans, loan interest, moving expenses due to rising inflation, some of which can be calculated. Please observe all possible points on the budget and taxes. All targets together with your spouse, planning responsibilities to.

When it should take care of their networth. You need to decide whether or not to take financial responsibility both of you. Mix it with your goals, individually and to create separate accounts for goals individually with the savings and investment planning.

Keep your financial documents updated from time to time. Among the new nickname, new address, please add the name of the beneficiary etc etc.. Women's marriage - marriage, divorce, etc. nickname in case there is a change in this information and all bank accounts, insurance policies, health insurance, etc. Change at the time. The men of their new address, contact numbers, e-mail etc. should be fully aware of.

Marriage - marriage certificate and power of attorney in case of marriage, etc., are one of the most important papers. The extension while you enjoy your beneficiary , etc. The names of nominees must lodge well with correct spelling.

With increasing responsibilities also increase your insurance cover. In its policy, the names of people dependent on you - wife, child, do not forget to include as a nominee.

You top insurance - car up so you can get the same insurance benefits that much.

Create different for long and short term financial plan and work according to plan. You and your partner should consult each plan should include. With it, you can achieve better returns and better earnings.

If investment plans once every 3 months after that check it, consider switching loan, the Fund buying - selling, you do not need to change or add new funds.

If some of your family members depend on you, you should think about making a bigger emergency fund. At least 6 times your monthly expenses Keep your emergency fund. Job acquittal, in case of sickness and accident, you may need the funds.

Head of the family budget and accordingly

You do not wasteful spending is essential to create a family budget.

If you have two nominees will be equal on both the financial responsibilities that you should te.

If you are living beings with the sole earning your husband - wife at least pay the bills and other short - ask to play with big responsibilities.

This kind of house isolated from the freedom to play responsibilities.

The advantages of investing early start

The principal factor is the magic of compound interest. We explain by example.

When comparing the two friends. Sonia and Peter. She starts from Rs 750 every year. He is 15 years old and 15 years after exposure stops and starts.

On the other hand, Peter begins to invest Rs 5,000 every year. At that time, her age is 30 years. He continues to invest up to age 60. Sonia has invested 15 years. Peter has invested thirty years.



Peter on the other side of the 5,000 annual savings of 30 to 60 years old during his will to Rs 25 lakh.

Both deposits will be better than those of their investment. She is able to save more money, the less years. So investment should begin at an early age.

Every year when you invest your money is working for you.