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Showing posts with label ulip plans. Show all posts
Showing posts with label ulip plans. Show all posts

Friday, December 27, 2013

Strategies For Loss in ULIP....

I have two thousand eight of LIC Market Plus was funded by his agent said . I am constantly throughout my premiums . But his agent revealed that my money down to 1 lakh 56 thousand to 2 million is left . What should I do ?
LIC Market Plus Plan is a ULIP plan . It is linked to stock market risk . Many insurance agents attractive returns in the market, such an insurance policy in the name of every marketing . On the basis of past performance of the market returns promised were similar in the future . This market is influenced by many investors to save tax by investing in a ULIP plans to invest in the hope of better returns . Since 2008, the average performance of the markets because the insurance plan which is less than the NAV ( net asset value ) was less than their original investment .
In our opinion ULIP investors should invest for the long term , because it does not work on investment of less than 10 years . If you have to pay the required premium and you do not want to invest further . But the loss of your investment to surrender the policy will be removed .




Thursday, July 18, 2013

Financial Planing For your Life And For Your Child Future

Multiply the right financial planning can make your money. Are told that financial planning is important in your life
 Investment for the common man to understand the process, learning is very important. What are the aspects of what is right, what is wrong, how and who - should invest at an early age. Where such returns, what is important to be aware of these things had to take risks. The best stock market returns over the years. There is no such instrument like stock market returns. But investors should take Courage to stay in the stock market.

They retirement, healthcare and education for children and for many things and it is important to invest part of financial planning is very important. Where the investors would think that everyone should invest in order to further their goals were the same lifestyle. Investors stocks, mutual funds, pension scheme, such as PF or Gold individually can invest in instruments.

If the investor would see 20 per cent of its income from the start, almost everyone will be able to achieve. In addition to home loan and education loan debt investors should stay away from each other. Car loans should only be required. Goals should always keep in mind while inflation. Systematic as well as asset allocation and investment is also very important. Keep all the documents properly and make sure your will.
Life is real work to secure my family's financial situation. 3 Life insurance policy you took on the name, but the term is also not covered. So you should take a term plan of Rs 1 crore 25 lakh term plan should take your wife. HDFC, ICICI Prudential Life's I care or you can click to Protect. Endowment  and put money in ULIP insurance for you. ULIP plan that performs well in a long time.

Young and small enough health plan for your family, then you need to take. You can take a family floater health plan. Apollo Munich Optima Restore Plus or Tata AIG Medi prime can also view the plan. Traditional risk cover plan is neither sufficient nor the best return. Cost of 1.5 million rupees equal to 6 months course should prepare an emergency fund. Also you can bank deposits as an emergency fund.

The long-term goal in mind Inflation due to a change in your goals. So you have all your long-term goal would be advisable to invest in equity. Diversified mutual funds you should invest in the Fund through SIP. Considering inflation, the daughter of the studies will aim to Rs 1 crore. In the 16 years to complete, you will need to invest Rs 18,000 every month.
Retirement in 30 years time every month for Rs 8 crore and Rs 26,000 to Rs 8,000 for a married daughter would find. PPF retirement planning for you to keep and share investments. Insert Remove the money you deposit in debt oriented fund company. If you will be using the current investment of Rs 18,000 every month for retirement and you will find.

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