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Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts

Tuesday, August 6, 2013

Learn the way of savings to counter inflation

Too bad the recession voices. The effect of changes in the U.S. are few could reach far enough.

Here we show you some tips that you appropriately small but influential way of life will help to maintain. Between these savings along to you can also learn about new methods and habits.

Where you spend your money?

Eating out - drink

Eating out - is becoming fashionable to drink excessively. People's growing laziness, habit due to excitement or restaurant industry is growing quite rapidly. When you eat out you better, service, quality and atmosphere to expect. Even in times of hardship, how can you enjoy eating out.

Go out for lunch instead of dinner - then eat out for lunch instead of dinner menus and buffets can enjoy good.

Ask your friends and relatives - what better place that he recently had lunch. You can find it cheap and wonderful place.
 
Nowadays, some restaurants also offer Happy Hours as a feature.

Use cash vouchers - local magazine that you can find anything using voucher you can enjoy a delicious meal at affordable prices.

Group to dine out - at first glance it may seem odd to some, but eating out and bill the company will also be some savings.

Avoid eating out on weekends - Weekend cover most areas / entrance charge, as well as the ones that have led to some delays in service.

Do not delete marketing messages -. Many restaurants offer discounts to their customers if they're Sms then, so check before deleting your marketing messa




ges.

Note - Order appraisers and main courses start to share with a friend, sweet may be omitted.

Greed fancy places - See nearby restaurant food taste - the taste of the food might surprise you to stall and then the money to survive.

Extra food - can take with leftover food, restaurant food leftovers for lunch the next day might work.

Entertainment
 
By doing so, you'll also receive a functional satisfaction and maybe you can meet some new people too.


Fun at home - call home to friends, listen to music, play games, or enjoy a fun evening.
 
Shopping

Bring back home or rationing essential goods, groceries, you can not stop yourself from going to market.
 
Buy stuff together - if you shop wisely you can make substantial savings. Long-lasting products such as soaps, shampoos, cleaning products together you buy a big spend, but spend longer escape. If they then share with anyone and can reduce your costs.

Not only to amateur market for shopping - shopping, consider if you really need. Create a shopping list and buy only as much as necessary.

Avoid the trap of ready-to-eat - these are not so healthy and budget are increased manifold.

Go shopping with family on the right - if you have young children, your bill will increase and you will not even know.

Factory outlet and take advantage of discounts and save money - often in the store you can find a huge variety at attractive prices.

Mix and Match Buy a dress - isolated unnecessary to buy clothes meant to fill wardrobe, and buy a suit, which are quite expensive. It would be better to mix and match tactics.

Buy wearable clothing Wash - Dry Cleaning - is expensive and is harmful for the environment because it is used for cleaning petroleum.

Online shopping has brought much advantage - it saves gasoline stockpiles and you can get the product at affordable cost, since most online shopping to get discount.

It is better that you stay away from such breathtaking cell.

All you need to do a little homework and need to adopt some sense.

Monday, August 5, 2013

Chit fund fraud

India's federal structure has to do with your investments? What investment returns and the simple economics might also died in the maze of political trouble. In light of last week's headlines chit fund scam to search for answers to these questions has become need of the hour. Across the country, 342 crore raised from investors and 87 companies disappeared overnight.

Such as multi-level marketing companies, Poonji scheme and other schemes involving fraud case is being tried.

Have you ever thought of chit funds, multi-level marketing, banks, NBFCs, cooperative, companies listed on the stock market, and mutual funds are all in some form of public funding that gathered. You promised to return all your money to some extend. The increased amount of returns we are known.


Bengal Earth welter of special schemes like these are lying. Sharda  Bengal, Orissa, Bihar, Jharkhand, etc. In the absence of formal banking facility chit fund companies began to raise his head. Head up to become the face of Sursa took less than 10 years. Of the 60 chit fund companies raised Rs 15,000 crore from the public.

The Ministry of Corporate Affairs chit fund companies such west Bengal, Rose Valley, MPS, Prayag, complaints against Vibgyor. But until then, these firms Ritl estate, media and education work had begun.

Sanchyaita plan in 1980 to 10 million in investor losses of Rs 120 crore learned nothing from Bengal. Chalc to make more money in less time once again at the expense of millions of people made a few people rich. Poor effort by the regulatory regime has been completed. Ordinary investors can not do anything other than to speak out and to question.

Who is responsible!

It is unfortunate that the issue of economic security of poor investor has to hold political color. However, the ministry said in his explanation chit fund under Section 61 of the Act and Regulation appointment of the Registrar of Chit Fund is under the jurisdiction of the State Government. In this case, the State Government has the final decision and the appellate system.

Chit fund companies take any irregularity Battle is your rights as an investor

Chit fund companies take any irregularity your rights as an investor are quite limited.

Broadly, these companies under the Ministry of Corporate Affairs Amount are registered as a company. They continue to take deposits from the general public, so the RBI as other banking company has created a separate category for them. Even then there's no guarantee your money will be back. It is advisable that you make note of chit fund invests in some time. No limit to be accepted by chit fund deposit, so these companies are affected by the investment fund not wise to proceed.

You may file a complaint with the Ministry of Corporate Affairs, but not much in the hands of the Ministry.will take time. Otherwise the same security precautions that are responsible only for their decisions.

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