Make Sure Every Member Should Insured In The Family

 1. In the name of every member of the family to income tax filing. His wife's income tax file. The Clbing note of income. 3 people can not give gifts as husband and wife, mother and father in law. Gift giving Gift giving by income, the income of the Judehgi. No one can give the loan. For their adult children must create an income tax file. IT to create files Rs 2 lakh to every member of the family can enjoy income tax exemption.

2. Undivided Hindu family unit, ie if you do not even get it started in 2013. HUF tax planning is the best choice. If your child does not need to HUF. Indivijuel the kind of HUF tax deduction. The income is tax free up to Rs 2 lakh. With an investment of Rs 1 lakh under Section 80C offers tax rebate. The interest on the Homlon can take up to Rs 1.5 lakh.

3. Make sure every member of the family of the insured in 2013. Insurance policy to ensure the safety of all family members. According to the new law, 10 per cent of the sum assured is not at a premium to 1 year. It will not be much tax on premiums.