Tax planning is an important part of your personal finance. It is often seen that many people consider investing for tax saving, so have a proof of tax breaks. At the same time, however, financial advisers, banks and financial institutions begin to tell you the tax saving tips. Such investments may incur losses in the future.
Tax saving options, which investors can choose.
Taking out life insurance is right for tax purposes, but also should not forget the insurance.
PPF: PPF is the better way to invest, the investor receives a positive return. Under this scheme the Government returns of up to Rs 1 lakh under 80C is free. So with tax saving - investment with long-term perspective is a better option for the PPF.
ELSS: Equity market moves slower than the past 5 years, investors have put in big trouble. ELSS which was once the first choice of investors, even today, is facing a slowdown. But the perception of risk and long-term investors who can opt for ELSS.
FD: FD is a good option to save tax. With the protection of the investor's investment - even with the tax benefit is received. Deposit to lower class tax payers currently remains the preferred option.
NSC: Old National Saving Scheme and the changes it has brought new scheme for the next 10 years. The investor to avoid the tax - with the return on investment is taken care of.
Section 80 D:
Under this section, the taxpayer Health Insurance Scheme Rs 15,000 to Rs 20,000 for himself and his parents can fill the premium. Under which the taxpayer with tax - even for someone with bad times, can protect themselves.
Section 80 CCD:
The new pension scheme is exempt under this section. Under this scheme to get tax exemption limit is Rs 1 lakh. It is also important to note.
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Tax saving options, which investors can choose.
Taking out life insurance is right for tax purposes, but also should not forget the insurance.
PPF: PPF is the better way to invest, the investor receives a positive return. Under this scheme the Government returns of up to Rs 1 lakh under 80C is free. So with tax saving - investment with long-term perspective is a better option for the PPF.
ELSS: Equity market moves slower than the past 5 years, investors have put in big trouble. ELSS which was once the first choice of investors, even today, is facing a slowdown. But the perception of risk and long-term investors who can opt for ELSS.
FD: FD is a good option to save tax. With the protection of the investor's investment - even with the tax benefit is received. Deposit to lower class tax payers currently remains the preferred option.
NSC: Old National Saving Scheme and the changes it has brought new scheme for the next 10 years. The investor to avoid the tax - with the return on investment is taken care of.
Section 80 D:
Under this section, the taxpayer Health Insurance Scheme Rs 15,000 to Rs 20,000 for himself and his parents can fill the premium. Under which the taxpayer with tax - even for someone with bad times, can protect themselves.
Section 80 CCD:
The new pension scheme is exempt under this section. Under this scheme to get tax exemption limit is Rs 1 lakh. It is also important to note.
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