What is Financial Planning,Financial Planning for Women,How it is important to every ones family

Rising prices and interest rates have negative impact on the lives of the common man. These financial planning for dealing with the needs of the present while we can secure the future.

What is Financial Planning

Today 'Financial Planning' has become a fashionable term only. Insurance, Mutual Funds, ranging from financial planning to sell its products all financial companies are using the wrong word. There are a lot of myths about financial planning.

Financial Planning for Women

Manager could not be any better than women. Limited resources, how to run the house, planning to be no better than a woman. But somewhere women always fall behind in their financial planning. Investment and related things women do not know why always the husband, father, brother or depend on friends. But we will teach you the tricks of women financial planning.


Women if parents are financing term plan to make sure. Health plan is essential for parents with himself. Women should make sure their financial goals. A little every month would be better to invest in gold ETFs. Do not just focus on investment rather than the traditional alternative investment options to watch the new and wonderful. Working women do not wait for the right time to invest. As soon start earning, investments should start. Women should keep in mind the real rate of return. Real rate of return = gross returns - tax - is inflation. Women make tax planning part of the investment process.


Finance and women share with her husband after marriage would be good if the new financial target. Emergency fund is essential to women after marriage. If the jobs are career women, then they will also need term plan.


Insurance companies have become the first choice of child plans. 2 6 companies in the past two months has launched child insurance plans. The country's largest insurer LIC has launched sprout their child life insurance plans. A survey revealed that 72 per cent of these parents saving for their children are the priority. Child insurance plans to take advantage of companies are launching. Child plans to invest in the future of the child will be safe, your good - will save substantial taxes. According to tradition rather than investing in child insurance plans to invest in a ULIP child plan better. Insurance is definitely better for the child but the premium waiver before making plans, allocation, charging Riders must check conditions such as guaranteed returns.

Essential tips for retirement planning

Plan ahead of time - many people are upset after retirement because they have the free time to do some planning.

After retirement, you can make all your wishes are fulfilled.

Please complete your hobby - a hobby that will not only help you pass the time, but you also have the opportunity to enhance their skills and their properties. To revive an old hobby or to join a hobby class might be a good choice.

Plan a trip - their jobs during most of us find that we want to walk around the many sights.

Focus on your health - if you have health insurance get some Tension free your retirement life can become clogged.

If you take 4 years of post-retirement health policy within a pre - exiting disease will not be covered. So it is better that retirement planning is already thinking about when you keep health insurance.

Write down your legacy - an important thing to do after you have accumulated enough capital required - to divide assets for your loved ones. However, this way of thinking in India is much lower ones. Their living from the rich, wealthy people are not divided property. Not muster the will to live after your loved ones and relatives - relatives can be difficult to get the property according to your wishes.